Do you have a two-wheeler? Did you forget to renew the policy on time? No need to worry because we have got a solution for you.
Renewal of the insurance plan is crucial as it’ll protect you from different blue incidents including burglary, accidents, third party liability, and natural calamities. Along with that if you renew your insurance, you can also enjoy No Claim Bonus or NBC. It’ll give you full peace of mind as well. Additionally, do you know that in India, driving an expired insurance vehicle is illegal?
So, you need to renew it on time. That is why companies send you a constant reminder. Still, if you miss the date of renewal, you can follow these instructions to renew it. Let’s take a look.
- If you renew expired insurance online, they will probably not inspect your two-wheeler. After receiving the payment, the company will renew it after 3 days.
- If you renew your insurance offline after the last date of renewal, then you have to visit the nearest office along with all the necessary documents for the inspection of your bike. If you do it offline, it becomes mandatory.
Documents needed for renewal
If you want to renew your expired bike insurance office, you need these following documents.
- Your Driving license
- Your Photos
- Registration Card or RC
- Prior policy copy
Instead of the previous policy copy, you can also take the renewal notice. The previous insurer sent this notice to you.
The renewal of your two-wheeler insurance policy
After inspecting all the documents and your bike, the insurance company will release the cover note. It’ll take maximum two working days. You have to keep in mind that if you want to enjoy the NBC benefits, you have to renew it within 90 days. If you do it after 90 days, this benefit will be gone. Apart from that, if you take one year or more than one year to renew your insurance, then an underwriter will handle your case.
The best thing is you don’t have to pay an extra charge to renew your policy even if you do it after expiration.
The online procedure of renewal
The online process of renewing your two-wheeler is straightforward. You just have to follow these easy steps to renew it. Let’s take a look.
Selection of the company
If you want to change your insurance company, you can do it. People usually choose another service provider because of high premium rates or substandard services. So compare all these companies online and choose the best one.
Enter the details
After choosing the right company, you have to visit the official website of that company to enter all the details of your two-wheeler. Then you have to choose your policy’s type. You can even select add-ons as well.
Make the payment
After entering the details, you have to buy it by making the payment. The softcopy will be sent to your mail.
Now you know all the details of renewing your expired policy. So follow these simple steps and renew it as soon as possible.